149 MAY AVE, Richmond Hill, ON L4C 3S8
149 MAY AVE , Richmond Hill, ON L4C 3S8
$ 2,299,000
Bed Rooms
4
Bath Rooms
4
--
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Virtual Tour
1 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Pending
Purchase Type
For Sale
Approx. Sqft
3500-5000
Subdivision
North Richvale
MLS Listing ID
N10436224
Style
Other
Bedrooms
4
Annual Tax Amount
$9,190
Tax Year
2024
Property Sub-Type
Detached
Location
Province
ON
County
York
Area
York
Zoning
R2
Rooms
Basement
Partially Finished, Full
Kitchen
1
Interior
Interior Features
Water Heater Owned, Central Vacuum
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Family Room
Inclusions
All Kitchen Appliances, Shed in Back Yard, Carbon Monoxide Detector, Central Vacuum, Dishwasher, Dryer, Microwave, RangeHood, Refrigerator, Smoke Detector, Stove, Washer, Hot Water Tank Owned, Window Coverings
Laundry
Laundry Room, Sink
Exterior
Exterior Feature
Awnings, Canopy, Deck, Lawn Sprinkler System, Porch, Privacy
Parking Features
Private Double, Other
Pool
None
View
Garden
Roof Type
Shingles
Road Frontage
Paved Road
Lot Frontage
75.58
Lot Depth
144.03
Exposure
South
Total Parking Spaces
6
Building
Building Age
51-99
Foundation
Concrete Block
New Construction
false
Others
Senior Community
Yes
Security Features
Carbon Monoxide Detectors,Smoke Detector
ParcelsYN
No
Virtual Tour
https://youtu.be/OjpyBnDsVCc
Listed by RE/MAX All-Stars Realty Inc.,Brokerage, Bobcaygeon
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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