432 Main Street E #902, Hamilton, ON L8N 1J9
Listed by Rod Frank • RE/MAX Escarpment Frank Realty
432 Main Street E #902 , Hamilton, ON L8N 1J9
$ 370,000
Bed Rooms
2
Bath Rooms
2
SqFt
1,027
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Year Built
1988
Days of On-Site Use
--
Property Type
Condo
Price per Sqft
$360
Car Garage
1.0
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,027 sqft
MLS Listing ID
40791250
Style
1 Storey/Apt
Bedrooms
2
Full Baths
2
HOA Fees
$922/mo
HOA Y/N
Yes
Abv Grd Liv Area
1,027
Annual Tax Amount
$2,495
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
14 - Hamilton Centre
Zoning
C5
Direction
MAIN ST ACROSS FROM NOFRILLS. PARKING AROUND BACK
Rooms
Basement
None
Main Level Bedrooms
2
Kitchen
1
Interior
Heating
Electric Forced Air
Cooling
Central Air
Fireplace
No
Appliance
Water Heater Owned, Hot Water Tank Owned
Laundry
In-Suite
Exterior
Exterior Feature
Balcony, Controlled Entry
Parking Features
Exclusive
View Y/N
true
View
Bay, City, Panoramic
Roof Type
Flat
Porch
Open
Garage
Yes
Building
Lot Description
Rural, Ample Parking, Dog Park, City Lot, Greenbelt, High Traffic Area, Hospital, Open Spaces, Park, Place of Worship, Playground Nearby, Public Parking, Public Transit, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby
Faces
MAIN ST ACROSS FROM NOFRILLS. PARKING AROUND BACK
Foundation
Concrete Block, Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
1 Storey/Apt
Level or Stories
1
Structure Type
Cement Siding
New Construction
No
Others
HOA Fee Include
Insurance,Building Maintenance,Common Elements,Parking,Water
Senior Community
No
Tax ID
181380033
Ownership
Condominium
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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432 Main Street E #902

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