125 Schlueter Street, Cambridge, ON N3H 4B4
Listed by Mark Stubbs • RED AND WHITE REALTY INC.
125 Schlueter Street , Cambridge, ON N3H 4B4
$ 1,250,000
Bed Rooms
11
Bath Rooms
6
SqFt
4,500
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Year Built
1963
Days of On-Site Use
--
Property Type
Multi-Family
Price per Sqft
$277
Car Garage
--
Property Details
Key Details
Sub Type
Multi-6-9 Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
4,500 sqft
MLS Listing ID
40790482
Bedrooms
11
Abv Grd Liv Area
5,800
Annual Tax Amount
$9,171
Property Sub-Type
Multi-6-9 Unit
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
15 - Preston
Zoning
RM2
Direction
Eagle St N to Schlueter St
Rooms
Basement
Full, Partially Finished
Kitchen
0
Interior
Interior Features
Separate Hydro Meters
Heating
Natural Gas, Radiant
Cooling
None
Fireplace
No
Appliance
Refrigerator, Stove
Laundry
Coin Operated, Common Area
Exterior
Parking Features
Asphalt, Assigned
Roof Type
Asphalt
Street Surface
Paved
Lot Frontage
91.83
Lot Depth
112.2
Garage
No
Building
Lot Description
Irregular Lot, City Lot, Highway Access, Park
Faces
Eagle St N to Schlueter St
Story
2
Foundation
Block
Sewer
Sewer (Municipal)
Water
Municipal
Structure Type
Brick Veneer
New Construction
No
Schools
Elementary Schools
Coronation P.S., William G. Davis P.S., St Michael'S
High Schools
Preston H.S., St Benedict'S S.S.
Others
Senior Community
No
Tax ID
037790208
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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125 Schlueter Street

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