316489 31st Line #909, Zorra, ON N0J 1J0
316489 31st Line #909 , Zorra, ON N0J 1J0
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Bed Rooms
2
Bath Rooms
1
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Year Built
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Days of On-Site Use
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Property Type
Single Family Home
Price per Sqft
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Property Details
Key Details
Sub Type
Modular Home
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1100-1500
Subdivision
Rural Zorra
MLS Listing ID
X12544070
Style
Bungalow
Bedrooms
2
Annual Tax Amount
$584
Tax Year
2025
Property Sub-Type
Modular Home
Location
Province
ON
County
Oxford
Area
Oxford
Zoning
REC-7
Rooms
Family Room
Yes
Basement
None
Kitchen
1
Interior
Interior Features
Primary Bedroom - Main Floor
Cooling
Central Air
Inclusions
Fridge, Stove, , Exhaust Hood, Dishwasher, Washing Machine, Clothes Dryer, Bathroom Mirrors, Current window coverings, existing light fixtures, California shutters, Gazebo, Garden Shed, Sommers Brigg's and Stratton stand by generator.
Exterior
Exterior Feature
Deck, Hot Tub, Landscaped, Year Round Living, Security Gate
Parking Features
Front Yard Parking
Pool
Community, Indoor
View
Forest
Roof Type
Asphalt Shingle,Membrane
Lot Frontage
60.0
Lot Depth
80.0
Total Parking Spaces
2
Building
Building Age
16-30
Foundation
Steel Frame
Others
Senior Community
No
ParcelsYN
Yes
Virtual Tour
https://youriguide.com/909_923590_road_92_embro_on
Listed by RE/MAX A-B Realty Ltd
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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316489 31st Line #909

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