655 Townline Road W, Cayuga, ON N0A 1E0
Listed by Jeff Potter • RE/MAX Escarpment Realty Inc.
655 Townline Road W , Cayuga, ON N0A 1E0
$ 1,699,900
Bed Rooms
3
Bath Rooms
2
SqFt
2,028
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Year Built
1890
Days of On-Site Use
--
Property Type
Vacant Land
Price per Sqft
$838
Car Garage
10.0
Property Details
Key Details
Sub Type
Agriculture
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,028 sqft
MLS Listing ID
40784569
Bedrooms
3
Full Baths
1
Half Baths
1
Abv Grd Liv Area
2,028
Annual Tax Amount
$3,276
Lot Size
100.000 Acres
Acres
100.0
Property Sub-Type
Agriculture
Source
Cornerstone
Location
Province
ON
County
Haldimand
Area
Oneida
Zoning
H A6
Direction
Highway 3 West to Dry Lake Road, North on Dry Lake, East on Townline.
Rooms
Other Rooms
Barn Hydro, Barn Water, Dry Storage, Barn(s), Shed(s), Storage, Workshop
Basement
Full, Unfinished
Bedroom 2
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Water Treatment, Other
Heating
Fireplace(s), Propane
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Wood Burning Stove
Fireplace
Yes
Appliance
Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Stove, Washer
Laundry
Other
Exterior
Parking Features
Detached Garage, Circular, Gravel, Heated
Utilities Available
Electricity Connected, Recycling Pickup, Phone Available, Propane
Roof Type
Metal
Lot Frontage
1317.24
Lot Depth
3355.98
Garage
Yes
Building
Lot Description
Rectangular, Tractor Access, Near Golf Course, Greenbelt, Hobby Farm, School Bus Route, Other
Faces
Highway 3 West to Dry Lake Road, North on Dry Lake, East on Townline.
Foundation
Stone
Sewer
Septic Tank
Water
Cistern
Level or Stories
1
Structure Type
Aluminum Siding
New Construction
No
Schools
Elementary Schools
Oneida, St. Stephens
High Schools
Cayuga Secondary
Others
Senior Community
No
Tax ID
381810061
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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655 Townline Road W

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Navjot Singh

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