4 Ellis Avenue, St. Catharines, ON L2P 0E6
Listed by Mark Thomas Woehrle • RE/MAX Escarpment Realty Inc.
4 Ellis Avenue , St. Catharines, ON L2P 0E6
$ 679,900
Bed Rooms
3
Bath Rooms
3
SqFt
1,377
Save
Request Showing
Virtual Tour
36 photos
Highlight
Year Built
2017
Days of On-Site Use
--
Property Type
Townhouse
Price per Sqft
$493
Car Garage
1.0
Property Details
Key Details
Sub Type
Row/Townhouse
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
1,377 sqft
MLS Listing ID
40779473
Style
Bungalow
Bedrooms
3
Full Baths
3
Abv Grd Liv Area
1,377
Annual Tax Amount
$5,199
Property Sub-Type
Row/Townhouse
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
St. Catharines
Zoning
R3
Direction
Merritt Street > Oakdale Avenue > Ellis Avenue
Rooms
Basement
Development Potential, Full, Unfinished
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Central Vacuum, Auto Garage Door Remote(s), Upgraded Insulation
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Built-in Microwave, Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
Exterior
Parking Features
Attached Garage, Garage Door Opener, Inside Entry, Mutual/Shared
Fence
Full
Utilities Available
Cable Available, High Speed Internet Avail, Recycling Pickup, Street Lights, Phone Available
Roof Type
Asphalt Shing
Porch
Deck
Lot Frontage
37.57
Lot Depth
98.43
Garage
Yes
Building
Lot Description
Urban, Rectangular, Corner Lot, Landscaped, Major Highway, Public Transit, Quiet Area, Schools, Shopping Nearby
Faces
Merritt Street > Oakdale Avenue > Ellis Avenue
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Aluminum Siding,Brick,Stone
New Construction
No
Others
Senior Community
No
Tax ID
463330697
Ownership
Freehold/None
Virtual Tour
https://youtu.be/DvLjT56OVGk
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

Go tour this home

4 Ellis Avenue

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.