50 Mill ST W, Centre Wellington, ON N0B 1S0
50 Mill ST W , Centre Wellington, ON N0B 1S0
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Bed Rooms
6
Bath Rooms
5
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Year Built
--
Days of On-Site Use
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Property Type
Commercial
Price per Sqft
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Car Garage
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Property Details
Key Details
Sub Type
Store W Apt/Office
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
3500-5000
Subdivision
Elora/Salem
MLS Listing ID
X12472597
Style
3-Storey
Bedrooms
6
Annual Tax Amount
$5,701
Tax Year
2025
Property Sub-Type
Store W Apt/Office
Location
Province
ON
County
Wellington
Area
Wellington
Body of Water
Grand River
Rooms
Family Room
No
Basement
Unfinished
Kitchen
2
Interior
Interior Features
Water Softener, Water Heater Owned
Cooling
Window Unit(s)
Fireplaces Number
3
Fireplaces Type
Natural Gas
Inclusions
2 fridges, 2 stoves, 2 dishwashers, 2 clothes washers and dryers, 3 microwaves, 3 hot water heaters, 3 gas fireplaces, 1 water softener, 6 portable air conditioning units, 3 alarm systems
Exterior
Parking Features
Street Only
Pool
None
Waterfront Description
River Front
Roof Type
Shingles
Road Frontage
Municipal Road
Lot Frontage
44.7
Lot Depth
70.54
Building
Foundation
Stone
Others
Senior Community
No
Security Features
Security System
ParcelsYN
No
Virtual Tour
https://youtu.be/q1lRY5yq2z8
Listed by ROYAL LEPAGE RCR REALTY
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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50 Mill ST W

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Navjot Singh

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