57 12th Conc Road E #430, Flamborough, ON L0R 1K0
Listed by Cindy Zupanovic • Keller Williams Edge Realty
57 12th Conc Road E #430 , Flamborough, ON L0R 1K0
$ 275,900
Bed Rooms
3
Bath Rooms
1
SqFt
1,211
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35 photos
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Year Built
1975
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$227
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,211 sqft
MLS Listing ID
40775588
Bedrooms
3
Full Baths
1
Abv Grd Liv Area
1,211
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
43 - Flamborough
Zoning
A2, P8
Direction
N on Hwy#6, right on 12th Conc Rd E. End of road, turn left into Park, go past clubhouse, over bridge, 2nd right onto Sunset (Large metal cone around pole, turn right), on right you will see a large tent, turn right pass tent, House facing front 430
Rooms
Basement
None
Bedroom 2
3
Kitchen
1
Interior
Interior Features
None
Heating
Forced Air-Propane, Propane, Wood
Cooling
None
Fireplaces Number
3
Fireplace
Yes
Window Features
Window Coverings
Appliance
Dryer, Refrigerator, Stove, Washer
Laundry
In-Suite
Exterior
Exterior Feature
Year Round Living
Parking Features
Gravel
Pool
Community, Indoor, Outdoor Pool
Waterfront Description
Lake/Pond
View Y/N
true
View
Pond
Roof Type
Asphalt Shing
Porch
Deck
Garage
No
Building
Lot Description
Rural, Pie Shaped Lot, Campground, Greenbelt, Quiet Area, Rec./Community Centre
Faces
N on Hwy#6, right on 12th Conc Rd E. End of road, turn left into Park, go past clubhouse, over bridge, 2nd right onto Sunset (Large metal cone around pole, turn right), on right you will see a large tent, turn right pass tent, House facing front 430
Foundation
Poured Concrete
Sewer
Septic Tank, Septic Approved
Water
Community Well, Spring Well, Well
Level or Stories
2
Structure Type
Aluminum Siding,Vinyl Siding
New Construction
No
Others
Senior Community
No
Ownership
Leasehold/Leased Land
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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57 12th Conc Road E #430

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