1 Monsignor Henkey Terrace, Hamilton, ON L9B 2M2
Listed by Sheri Lin Robins • RE/MAX Escarpment Realty Inc.
1 Monsignor Henkey Terrace , Hamilton, ON L9B 2M2
$ 699,900
Bed Rooms
2
Bath Rooms
2
SqFt
1,230
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Year Built
--
Days of On-Site Use
--
Property Type
Townhouse
Price per Sqft
$569
Car Garage
1.0
Property Details
Key Details
Sub Type
Row/Townhouse
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
1,230 sqft
MLS Listing ID
40775071
Style
Bungalow
Bedrooms
2
Full Baths
1
Half Baths
1
HOA Fees
$1,029/mo
HOA Y/N
Yes
Abv Grd Liv Area
1,230
Annual Tax Amount
$1
Property Sub-Type
Row/Townhouse
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
16 - Hamilton Mountain
Zoning
DE/S-664 De/S-664a
Direction
South East corner of Garth Street & Rymal Road West
Rooms
Basement
None
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
High Speed Internet, Auto Garage Door Remote(s)
Heating
Forced Air
Cooling
Central Air
Fireplaces Number
1
Fireplace
Yes
Appliance
Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer
Laundry
In-Suite
Exterior
Parking Features
Attached Garage
Pool
Community, Indoor
Utilities Available
Cable Connected, Cell Service, Electricity Connected, Natural Gas Connected, Recycling Pickup, Street Lights, Phone Connected
Roof Type
Asphalt Shing
Porch
Deck
Lot Frontage
10.0
Garage
Yes
Building
Lot Description
Urban, Rectangular, Airport, Dog Park, Near Golf Course, Highway Access, Hospital, Place of Worship, Public Transit, Shopping Nearby
Faces
South East corner of Garth Street & Rymal Road West
Foundation
Slab
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Brick
New Construction
No
Others
HOA Fee Include
Association Fee,Insurance,C.A.M.,Doors ,Maintenance Grounds,Parking,Roof,Snow Removal,Water,Windows,Rogers Package & Reliance Package
Senior Community
Yes
Tax ID
169071226
Ownership
Life Lease
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1 Monsignor Henkey Terrace

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