2869 Line 45 Line, Gadshill, ON N0K 1J0
Listed by Andy Naudi • RE/MAX Twin City Realty Inc.
2869 Line 45 Line , Gadshill, ON N0K 1J0
$ 1,699,000
Bed Rooms
4
Bath Rooms
3
SqFt
2,469
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Year Built
2019
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$688
Car Garage
8.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,469 sqft
MLS Listing ID
40774785
Style
Two Story
Bedrooms
4
Full Baths
3
Abv Grd Liv Area
2,469
Annual Tax Amount
$5,935
Lot Size
0.560 Acres
Acres
0.56
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Perth
Area
Perth East
Zoning
HVR
Direction
Perth Road 119 to Gads Hill- Turn onto line 45 and home is on the right.
Rooms
Other Rooms
Workshop
Basement
Full, Unfinished
Main Level Bedrooms
1
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Air Exchanger, Upgraded Insulation, Water Treatment
Heating
Forced Air, Water
Cooling
Central Air
Fireplaces Type
Wood Burning, Wood Burning Stove
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater, Water Softener, Dishwasher, Dryer, Gas Oven/Range, Hot Water Tank Owned, Range Hood, Refrigerator, Washer, Wine Cooler
Exterior
Parking Features
Detached Garage, Gravel
Utilities Available
Electricity Connected, Natural Gas Connected
View Y/N
true
View
Panoramic, Pasture
Roof Type
Asphalt Shing
Porch
Deck, Patio
Lot Frontage
68.74
Lot Depth
247.34
Garage
No
Building
Lot Description
Rural, Pie Shaped Lot, Airport, School Bus Route
Faces
Perth Road 119 to Gads Hill- Turn onto line 45 and home is on the right.
Foundation
Concrete Perimeter
Sewer
Septic Tank
Water
Drilled Well
Architectural Style
Two Story
Structure Type
Stone,Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
530790008
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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2869 Line 45 Line

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