4740 16 Line, Perth South, ON N4X 1C9
4740 16 Line , Perth South, ON N4X 1C9
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Bed Rooms
6
Bath Rooms
3
Acres Lot
2
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32 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
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Car Garage
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
2500-3000
Subdivision
Downie
MLS Listing ID
X12420151
Style
2-Storey
Bedrooms
6
Annual Tax Amount
$4,645
Tax Year
2025
Lot Size
2.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Perth
Area
Perth
Zoning
A
Body of Water
Avon River
Rooms
Family Room
Yes
Basement
Unfinished
Kitchen
1
Interior
Interior Features
Guest Accommodations, In-Law Suite, Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned
Cooling
None
Fireplaces Number
2
Fireplaces Type
Propane
Inclusions
Fridge, Stove, Exhaust Hood, Propane Fireplace, Current Light Fixtures, Existing Window Coverings
Exterior
Exterior Feature
Deck, Year Round Living
Parking Features
Private
Pool
None
Waterfront Description
River Front
View
Pasture, Trees/Woods, River
Roof Type
Metal
Road Frontage
Paved Road
Lot Frontage
662.78
Lot Depth
244.75
Total Parking Spaces
10
Building
Building Age
100+
Foundation
Poured Concrete, Stone
Others
Senior Community
No
ParcelsYN
Yes
Virtual Tour
https://show.tours/v/F4WVvJx?b=0
Listed by RE/MAX A-B Realty Ltd
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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4740 16 Line

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