1442 Highland Road #908, Kitchener, ON N2N 0C8
Listed by Indira Zukan • ROYAL LEPAGE WOLLE REALTY
1442 Highland Road #908 , Kitchener, ON N2N 0C8
$ 1,890
Bed Rooms
1
Bath Rooms
1
SqFt
560
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Request Showing
Virtual Tour
5 photos
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Year Built
2025
Days of On-Site Use
--
Property Type
Single Family Home, Condo
Price per Sqft
--
Car Garage
1.0
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Rent
Square Footage
560 sqft
MLS Listing ID
40768566
Style
1 Storey/Apt
Bedrooms
1
Full Baths
1
HOA Y/N
Yes
Abv Grd Liv Area
560
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
3 - Kitchener West
Zoning
R7
Direction
IRA NEEDLES
Rooms
Main Level Bedrooms
1
Kitchen
1
Interior
Interior Features
Elevator, Separate Heating Controls, Separate Hydro Meters
Heating
Forced Air
Cooling
Central Air
Fireplace
No
Appliance
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
Laundry
In-Suite
Exterior
Porch
Open
Garage
Yes
Building
Lot Description
Highway Access, Schools, Shopping Nearby
Faces
IRA NEEDLES
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
1 Storey/Apt
Structure Type
Brick Veneer,Concrete,Steel Siding,Stucco
New Construction
No
Others
Senior Community
No
Tax ID
226982249
Ownership
Condominium
Virtual Tour
https://u20995.ct.sendgrid.net/ls/click?upn=u001.rZyl40vbAoEJziV6rIsB0pmVz7wuRzYRjdPg1XhLVCPpslOFPOXvcZOt1eSjvooSUhwZo03fWy2Vfm4iz9CQywWPoUMJ50cDgR-2BKtV-2FFy9Era9hqIYEQHbkNby-2FwK7lG1KjZ_Nib0r6bPzHkMqJGy7yiJ32-2BMZ-2FnaCpsJjAZlzF4yLnjtuS62M-2BHYb81StywXC
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1442 Highland Road #908

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Navjot Singh
Navjot Singh

REALTOR® License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

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