239 Old Government Road, Emsdale, ON P0A 1J0
Listed by Ron Mitten • LEAP REAL ESTATE SERVICES INC.
239 Old Government Road , Emsdale, ON P0A 1J0
$ 925,000
Bed Rooms
4
Bath Rooms
3
SqFt
4,447
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Virtual Tour
46 photos
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Year Built
1998
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$208
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
4,447 sqft
MLS Listing ID
40764048
Style
Log
Bedrooms
4
Full Baths
2
Half Baths
1
Abv Grd Liv Area
5,505
Annual Tax Amount
$3,520
Lot Size
31.610 Acres
Acres
31.61
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Parry Sound
Area
Perry
Zoning
RR
Direction
HWY 11 North from Huntsville. Exit HWY 518 (Emsdale) turn left (West) over HWY 11, then left onto Old Government Road
Rooms
Other Rooms
Gazebo, Playground, Shed(s), Storage
Basement
Walk-Up Access, Full, Unfinished
Main Level Bedrooms
1
Bedroom 2
3
Kitchen
2
Interior
Interior Features
High Speed Internet, Ceiling Fan(s), In-Law Floorplan
Heating
Fireplace-Wood, Forced Air-Propane, Forced Air-Wood, Outdoor Furnace, Wood
Cooling
Central Air
Fireplaces Number
3
Fireplaces Type
Family Room, Living Room
Fireplace
Yes
Appliance
Water Heater Owned, Dishwasher, Dryer, Freezer, Gas Stove, Hot Water Tank Owned, Microwave, Refrigerator, Washer
Laundry
In-Suite, Laundry Room, Main Level
Exterior
Exterior Feature
Balcony, Year Round Living
Parking Features
Attached Garage, Circular, Gravel
Utilities Available
Cable Available, Cell Service, Electricity Connected, Phone Connected, Propane
View Y/N
true
View
Forest, Trees/Woods
Roof Type
Asphalt Shing
Porch
Deck, Patio
Garage
Yes
Building
Lot Description
Rural, Rectangular, Airport, Near Golf Course, Highway Access, Hobby Farm, Major Highway, Marina, Quiet Area, School Bus Route, Schools, Trails
Faces
HWY 11 North from Huntsville. Exit HWY 518 (Emsdale) turn left (West) over HWY 11, then left onto Old Government Road
Foundation
Concrete Block
Sewer
Septic Tank
Water
Drilled Well
Architectural Style
Log
Level or Stories
2
Structure Type
Log
New Construction
No
Schools
Elementary Schools
Evergreen Heights
High Schools
Almaguin Highlands
Others
Senior Community
No
Tax ID
521650342
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/igsr7_239_old_government_rd_emsdale_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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239 Old Government Road

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Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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