81 Mcgill Road, Mount Pleasant, ON N0E 1K0
Listed by Teri Davidson • Century 21 Heritage Group Ltd
81 Mcgill Road , Mount Pleasant, ON N0E 1K0
$ 2,699,900
Bed Rooms
4
Bath Rooms
4
SqFt
4,423
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Virtual Tour
50 photos
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Year Built
2006
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$610
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
4,423 sqft
MLS Listing ID
40759030
Style
Bungalow
Bedrooms
4
Full Baths
3
Half Baths
1
Abv Grd Liv Area
4,423
Annual Tax Amount
$7,436
Lot Size
53.000 Acres
Acres
53.0
Property Sub-Type
Detached
Source
Brantford
Location
Province
ON
County
Brant County
Area
2115 - Sw Rural
Zoning
A,NH
Direction
Head South on Cockshutt Rd turn right on McGill. Property is on the right.
Rooms
Other Rooms
Barn(s), Shed(s), Other
Basement
Full, Finished, Sump Pump
Main Level Bedrooms
1
Bedroom 2
2
Kitchen
1
Interior
Interior Features
High Speed Internet, Central Vacuum, Accessory Apartment, Auto Garage Door Remote(s), In-law Capability, Sewage Pump, Solar Owned, Water Treatment, Other
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Electric, Gas, Recreation Room, Roughed In
Fireplace
Yes
Appliance
Water Heater Owned, Water Purifier, Built-in Microwave, Dishwasher, Dryer, Gas Stove, Hot Water Tank Owned, Range Hood, Refrigerator, Washer
Laundry
Electric Dryer Hookup, In Basement, Laundry Room, Sink, Washer Hookup
Exterior
Exterior Feature
Storage Buildings
Parking Features
Detached Garage, Garage Door Opener, Circular, Gravel
Fence
Fence - Partial
Pool
In Ground
Utilities Available
Cable Connected, Cell Service, Electricity Connected, Natural Gas Connected, Recycling Pickup, Phone Connected
Waterfront Description
Pond,Lake/Pond
View Y/N
true
View
Creek/Stream, Park/Greenbelt, Pond, Trees/Woods
Roof Type
Metal
Handicap Access
Open Floor Plan
Porch
Deck
Garage
Yes
Building
Lot Description
Rural, Rectangular, Ample Parking, Hobby Farm, Hospital, Place of Worship, Quiet Area, Rec./Community Centre, School Bus Route
Faces
Head South on Cockshutt Rd turn right on McGill. Property is on the right.
Foundation
Poured Concrete
Sewer
Septic Tank
Water
Dug Well
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Brick,Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
320660115
Ownership
Freehold/None
Virtual Tour
https://youtu.be/95nVOjBNz8U
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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81 Mcgill Road

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