1023 Lakeshore Road, Selkirk, ON N0A 1P0
Listed by Peter R. Hogeterp • RE/MAX Escarpment Realty Inc.
1023 Lakeshore Road , Selkirk, ON N0A 1P0
$ 239,900
Bed Rooms
2
Bath Rooms
1
SqFt
884
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Request Showing
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$271
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
884 sqft
MLS Listing ID
40754502
Style
Bungalow
Bedrooms
2
Full Baths
1
Abv Grd Liv Area
884
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Haldimand
Area
Rainham
Zoning
A
Direction
RAINHAM RD (HWY 3) TO RIGHT ON LAKESHORE RD
Rooms
Other Rooms
Other
Basement
None
Main Level Bedrooms
2
Kitchen
1
Interior
Heating
Other
Cooling
Other
Fireplace
No
Appliance
Satellite Dish
Laundry
In-Suite
Exterior
Parking Features
Asphalt
Waterfront Description
Lake Backlot
Roof Type
Asphalt Shing
Garage
No
Building
Lot Description
Rural, Irregular Lot, Beach, Near Golf Course, Marina
Faces
RAINHAM RD (HWY 3) TO RIGHT ON LAKESHORE RD
Foundation
Post & Pad
Sewer
Holding Tank
Water
Cistern
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Board & Batten Siding
New Construction
No
Others
Senior Community
No
Ownership
Leasehold/Leased Land
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1023 Lakeshore Road

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Navjot Singh

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