889 Sand Hill RD, Joly, ON P0A 1Z0
889 Sand Hill RD , Joly, ON P0A 1Z0
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Bed Rooms
2
Bath Rooms
2
Acres Lot
5
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
3.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1500-2000
Subdivision
Joly
MLS Listing ID
X12297519
Style
Bungalow
Bedrooms
2
Annual Tax Amount
$5,987
Tax Year
2026
Lot Size
5.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Parry Sound
Area
Parry Sound
Zoning
RU
Body of Water
South River
Rooms
Family Room
Yes
Basement
Crawl Space
Kitchen
1
Interior
Interior Features
Sump Pump, Water Heater Owned, Storage, Primary Bedroom - Main Floor
Cooling
Window Unit(s)
Fireplaces Number
1
Fireplaces Type
Propane
Inclusions
Fridge, Stove, Washer, Dryer
Exterior
Exterior Feature
Deck, Fishing, Patio, Year Round Living, Landscaped
Parking Features
Private
Pool
None
Waterfront Description
Dock,River Access
View
Water, River, Trees/Woods, Lake
Roof Type
Asphalt Shingle
Road Frontage
By Water, Municipal Road, Private Docking, Year Round Municipal Road
Lot Frontage
200.0
Lot Depth
582.0
Total Parking Spaces
11
Building
Building Age
6-15
Foundation
Poured Concrete
Others
Senior Community
Yes
ParcelsYN
Yes
Listed by Go Platinum Realty Inc Brokerage
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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889 Sand Hill RD

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Navjot Singh

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