170 4TH ST W, Owen Sound, ON N4K 3J9
170 4TH ST W , Owen Sound, ON N4K 3J9
$ 1,400,000
Bed Rooms
4
Bath Rooms
4
--
Save
Request Showing
Virtual Tour
1 photos
Highlight
Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Approx. Sqft
2000-2500
Subdivision
Owen Sound
MLS Listing ID
X10846751
Style
2-Storey
Bedrooms
4
Annual Tax Amount
$7,965
Tax Year
2024
Property Sub-Type
Detached
Location
Province
ON
County
Grey County
Area
Grey County
Zoning
R2 & ZH
Rooms
Basement
Walk-Out, Partially Finished
Kitchen
1
Interior
Interior Features
Workbench, Water Heater Owned
Cooling
None
Fireplaces Number
2
Fireplaces Type
Living Room
Inclusions
Carbon Monoxide Detector, Dishwasher, Dryer, Gas Oven Range, Garage Door Opener, Microwave, RangeHood, Refrigerator, Smoke Detector, Washer, Hot Water Tank Owned, Window Coverings
Laundry
Laundry Room, Sink
Exterior
Exterior Feature
Year Round Living
Parking Features
Private Double, Other, Inside Entry
Pool
None
Waterfront Description
Dock,River Access,River Front
View
River, Water
Roof Type
Asphalt Shingle
Road Frontage
Paved Road, Year Round Municipal Road
Lot Frontage
75.0
Lot Depth
141.0
Exposure
North
Total Parking Spaces
6
Building
Building Age
51-99
Foundation
Concrete Block
New Construction
false
Others
Senior Community
Yes
Security Features
Carbon Monoxide Detectors,Smoke Detector
ParcelsYN
No
Virtual Tour
https://youtu.be/LfHXpDXQJzQ
Listed by CHESTNUT PARK REAL ESTATE LIMITED Brokerage (O.S.)
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

Go tour this home

170 4TH ST W

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.