40 TROTT BLVD #404, Collingwood, ON L9Y 5K5
40 TROTT BLVD #404 , Collingwood, ON L9Y 5K5
$ 20,000
Bed Rooms
3
Bath Rooms
3
--
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Year Built
--
Days of On-Site Use
--
Property Type
Townhouse
Price per Sqft
--
Car Garage
1.0
Property Details
Key Details
Sub Type
Condo Townhouse
Listing Status
Pending
Purchase Type
For Rent
Approx. Sqft
1600-1799
Subdivision
Collingwood
MLS Listing ID
S10439064
Style
Stacked Townhouse
Bedrooms
3
Property Sub-Type
Condo Townhouse
Location
Province
ON
County
Simcoe
Area
Simcoe
Zoning
R3
Rooms
Basement
None
Kitchen
1
Interior
Interior Features
Other, Bar Fridge, Central Vacuum
Cooling
Central Air
Fireplaces Number
1
Inclusions
Built-in Microwave, Central Vacuum, Dishwasher, Dryer, Freezer, Furniture, Gas Oven Range, Gas Stove, RangeHood, Refrigerator, Smoke Detector, Washer, Window Coverings, Wine Cooler
Laundry
Ensuite, Laundry Closet
Exterior
Pool
None
Amenities Available
Outdoor Pool, Visitor Parking
Waterfront Description
Waterfront-Deeded Access
Road Frontage
Paved Road, Seasonal Municipal Road
Exposure
North
Total Parking Spaces
1
Balcony
Terrace
Building
Building Age
16-30
Locker
None
New Construction
false
Others
Senior Community
Yes
Pets Allowed
No
ParcelsYN
No
Listed by Clairwood Real Estate Corporation (Collingwood Unit A)
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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40 TROTT BLVD #404

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Navjot Singh

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