362 METCALFE ST, Guelph, ON N1E 4Z7
362 METCALFE ST , Guelph, ON N1E 4Z7
$ 769,000
Bed Rooms
2
Bath Rooms
2
SqFt
1,932
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Virtual Tour
35 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$398
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Pending
Purchase Type
For Sale
Square Footage
1,932 sqft
Subdivision
Waverley
MLS Listing ID
X10418363
Style
Bungalow
Bedrooms
2
Annual Tax Amount
$4,447
Tax Year
2024
Property Sub-Type
Detached
Location
Province
ON
County
Wellington
Area
Wellington
Zoning
RB
Rooms
Basement
Separate Entrance, Finished
Kitchen
1
Separate Den/Office
2
Interior
Interior Features
Water Heater Owned
Cooling
Central Air
Inclusions
Tall White Cabinet in Living Room, Custom Cabinet/Entertainment Unit in Rec Room, Cabinet in Lower Level Bathroom, Work Shop inGarage, Shed, All Shelves (Excluding Beam Shelf) All ELF's, All Window Coverings., Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer, Window Coverings
Exterior
Exterior Feature
Deck
Parking Features
Private
Pool
None
Roof Type
Metal
Lot Frontage
50.0
Lot Depth
110.0
Exposure
West
Total Parking Spaces
4
Building
Building Age
51-99
Foundation
Poured Concrete
New Construction
false
Others
Senior Community
Yes
ParcelsYN
No
Virtual Tour
https://tours.canadapropertytours.ca/public/vtour/display/2288250?idx=1#!/
Listed by Century 21 Millennium Inc., Brokerage
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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362 METCALFE ST

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Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

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