LOT 5 Thirteenth Concession Road, Scotland, ON N0E 1R0
Listed by Adam Degroote • Re/Max Twin City Realty Inc
LOT 5 Thirteenth Concession Road , Scotland, ON N0E 1R0
$ 449,900
Bed Rooms
--
Bath Rooms
--
Acres Lot
1.2
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
--
Property Details
Key Details
Sub Type
Residential
Listing Status
Active
Purchase Type
For Sale
MLS Listing ID
40431124
Annual Tax Amount
$1,786
Lot Size
1.200 Acres
Acres
1.2
Property Sub-Type
Residential
Source
Brantford
Location
Province
ON
County
Brant County
Area
2115 - Sw Rural
Zoning
A
Direction
Just west of Bishopsgate Road on the south side of the Thirteenth Concession Road.
Rooms
Kitchen
0
Interior
Fireplace
No
Exterior
Utilities Available
At Lot Line-Hydro, Electricity Available
Street Surface
Paved
Lot Frontage
131.23
Lot Depth
326.6
Garage
No
Building
Lot Description
Rural, Schools
Faces
Just west of Bishopsgate Road on the south side of the Thirteenth Concession Road.
Sewer
None
New Construction
No
Schools
Elementary Schools
Oakland/Scotland;Bdes;Blessed Sacrament
High Schools
Assumption, Paris, Waterford
Others
Senior Community
No
Tax ID
320150556
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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LOT 5 Thirteenth Concession Road

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Navjot Singh
Navjot Singh

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